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bank loans

HCM City firms call for stable logistics costs, lower bank lending rates

HCM City firms call for stable logistics costs, lower bank lending rates

HCM City businesses posted solid first-quarter results but face rising costs, tight credit and slowing demand, prompting HUBA to call for lower lending rates, stable logistics costs and transport support.
HCM Citys outstanding credit exceeds VNĐ5.28 quadrillion in Q1

HCM City’s outstanding credit exceeds VNĐ5.28 quadrillion in Q1

In the context of lingering uncertainties in the financial market, credit in HCM City continued to expand in the first quarter of 2026, with total outstanding loans surpassing VNĐ5.28 quadrillion (US$211 billion).
SBV proposes higher lending caps for major projects in Hà Nội

SBV proposes higher lending caps for major projects in Hà Nội

The maximum credit exposure for a single borrower would not exceed 38 per cent of a bank’s owned capital, while lending to a borrower and related parties would be capped at 52 per cent of bank capital when financing large...
Small consumer loan threshold proposed to increase to VNĐ400 million

Small consumer loan threshold proposed to increase to VNĐ400 million

A draft circular proposes increasing the threshold to VNĐ400 million for loans issued by credit institutions and VNĐ200 million for those provided by people’s credit funds.
Conferences ponder over how small firms can get unsecured bank loans

Conferences ponder over how small firms can get unsecured bank loans

In the country, 85-90 per cent of enterprises are small- or micro-sized and have great difficulty getting credit, with only 40 per cent managing to do so.
Firms face difficulties in accessing bank loans despite rate cut

Firms face difficulties in accessing bank loans despite rate cut

Although interest rates have continued to sharply, firms say it is still difficult for them to access loans.
Bank loans to real estate business rise in H1 2023

Bank loans to real estate business rise in H1 2023

Data of 17 listed banks showed their total outstanding loans for the real estate sector in the first half of 2023 reached VNĐ426 trillion, up 36.2 per cent compared to the end of last year.
State Bank of Vietnam announces amendments to bank loans circular

State Bank of Vietnam announces amendments to bank loans circular

The State Bank of Vietnam (SBV) has been developing a draft amending Circular 39 on bank loans to keep credit risks in check
HCM City looks to link up businesses, banks to revive the economy

HCM City looks to link up businesses, banks to revive the economy

To speed up recovery post-Covid-19, HCM City authorities are trying to link up businesses and banks to address the former’s financial needs.
Banking sector promises sufficient funding for businesses post-pandemic

Banking sector promises sufficient funding for businesses post-pandemic

The banking sector will provide enough credit to businesses at supportive interest rates this quarter to help revive them, according to the State Bank of Vietnam’s HCM City branch.
Bank loans rise despite pandemic

Bank loans rise despite pandemic

Despite being strongly affected by the COVID-19 pandemic, bank loans in the first nine months of this year kept rising compared to the same period last year.
Detailed policies needed to help firms get loans

Detailed policies needed to help firms get loans

Many businesses suggested more detailed policies should be issued to help them access bank loans as there remain difficulties in lending.
Businesses want bank loans rolled over, interest waived

Businesses want bank loans rolled over, interest waived

Tran Tuan Anh, director of a three-star hotel in HCM City’s District 1, said hopes of a business revival after earlier waves of COVID-19 were contained have vanished with the latest outbreak, and bankruptcy looms.
Banks watch on loans to potentially risky areas

Banks watch on loans to potentially risky areas

State Bank of Viet Nam (SBV)’s governor Nguyen Thi Hong has directed commercial banks to scrutinise whether a large amount of bank loans in the first quarter flew into potentially risky areas or not to timely take suitable measures.
OCB gets loan from Work Bank affiliate to support small businesses

OCB gets loan from Work Bank affiliate to support small businesses

Orient Commercial Joint Stock Bank (OCB) has received a US$40 million loan from the IFC, a member of the World Bank, to support small and medium-sized enterprises affected by the COVID-19 pandemic.